This paper presents the results of an assessment of the impact of country and ownership specific features of banks on the results of the EBA cyclical stress tests. For the purpose of panel model estimation a dedicated database has been built by the author. The results of the random effects panel model support some anecdotal evidence on the influence of local regulators. https://www.getpureroutine.com/limited-deal-swisse-ultiboost-high-strength-magnesium-powder-berry-180g-supply-top-savings/